Acquiring Secured Business Loans

Utilizing a secured business loan is a great way to ensure a lower interest rate, a longer repayment period, and the opportunity to build credit and forge a relationship between business and credit provider. A secured business loan, also called as collateralization arrangements, is a type of loan where by the borrower pledges some asset… Continue reading Acquiring Secured Business Loans

Factoring in the 21st Century

Invoice Factoring allows a business to sell its accounts receivable to a third party at a discount of usually 1 – 2%, for generating immediate cash flow for the business. The question that comes up is whether such invoice loans are practically feasible in today’s business scenario, when the options for funding and borrowing are… Continue reading Factoring in the 21st Century

Marketplace Lending: A Viable Option For Business Capital

In today’s world of commercial finance, we are experiencing the New Normal in terms of business financing and how businesses acquire capital for growth and expansion. I largely consider myself an advocate of traditional lending through the use of banks and commercial finance companies due to the lower cost of capital. But, due to the… Continue reading Marketplace Lending: A Viable Option For Business Capital

3 Tips For Qualifying For a Business Loan

Since the economic recession in 2008, lending levels at banks have increased moderately. As the economy continues to grow and recover, entrepreneurs turn to banks and other lending sources to help in expanding their businesses to keep up with market demand. As a result of the Great Recession, most banks have restructured their business lending… Continue reading 3 Tips For Qualifying For a Business Loan

What’s Wrong With Banks?

If you have been searching for a commercial real estate loan, operating credit, or expansion capital, you may have found the open water is choppy! If your sources are main stream banks, it will take a lot of effort to find the right fit. Lets examine why that is the case. A little insight into… Continue reading What’s Wrong With Banks?

Where to Get a Small Business Loan? Learn About Your Options and How to Choose a Good Organization

When they are first starting out, small businesses usually require loans to help them get going. Depending on your type of business and industry, you might need funding for inventory, strengthening your firm’s foundation, advertising, expansion, etc. “Where to get a small business loan?” is a very common question by owners of start-ups. Your choice… Continue reading Where to Get a Small Business Loan? Learn About Your Options and How to Choose a Good Organization